[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aztenis.cz\/na-koho-se-obratit\/#Article","mainEntityOfPage":"https:\/\/www.aztenis.cz\/na-koho-se-obratit\/","headline":"Na koho se obr\u00e1tit?","name":"Na koho se obr\u00e1tit?","description":"Kdy\u017e si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit, ne v\u017edy m\u00e1 naprosto stejn\u00e9 podm\u00ednky jako ti druz\u00ed. N\u011bkomu p\u016fj\u010d\u00ed jeho p\u0159\u00edbuzn\u00ed, tak\u017ee vlastn\u011b ani paty z domu vyt\u00e1hnout nemus\u00ed, n\u011bkomu p\u016fj\u010d\u00ed p\u0159\u00e1tel\u00e9 \u010di zn\u00e1m\u00ed, co\u017e je tak\u00e9 jednoduch\u00e1 a levn\u00e1 z\u00e1le\u017eitost. N\u011bkdo se odebere do banky, kde to m\u00e1 o pozn\u00e1n\u00ed t\u011b\u017e\u0161\u00ed, proto\u017ee tam u\u017e mus\u00ed mnoh\u00e9 dolo\u017eit,...","datePublished":"2019-03-21","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.aztenis.cz\/author\/#Person","name":"","url":"https:\/\/www.aztenis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aztenis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aztenis.cz\/wp-content\/uploads\/img_a343856_w3185_t1557222443.jpg","url":"https:\/\/www.aztenis.cz\/wp-content\/uploads\/img_a343856_w3185_t1557222443.jpg","height":0,"width":0},"url":"https:\/\/www.aztenis.cz\/na-koho-se-obratit\/","about":["Finance"],"wordCount":463,"articleBody":"      Kdy\u017e si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit, ne v\u017edy m\u00e1 naprosto stejn\u00e9 podm\u00ednky jako ti druz\u00ed. N\u011bkomu p\u016fj\u010d\u00ed jeho p\u0159\u00edbuzn\u00ed, tak\u017ee vlastn\u011b ani paty z domu vyt\u00e1hnout nemus\u00ed, n\u011bkomu p\u016fj\u010d\u00ed p\u0159\u00e1tel\u00e9 \u010di zn\u00e1m\u00ed, co\u017e je tak\u00e9 jednoduch\u00e1 a levn\u00e1 z\u00e1le\u017eitost. N\u011bkdo se odebere do banky, kde to m\u00e1 o pozn\u00e1n\u00ed t\u011b\u017e\u0161\u00ed, proto\u017ee tam u\u017e mus\u00ed mnoh\u00e9 dolo\u017eit, prok\u00e1zat a zaru\u010dovat a pak vy\u010dkat nejednou i dlouh\u00fd \u010das, ne\u017e bude rozhodnuto, ale po\u0159\u00e1d to je\u0161t\u011b jde.  Ov\u0161em jsou i lid\u00e9, kter\u00fdm nic z toho pr\u00e1v\u011b zm\u00edn\u011bn\u00e9ho nevyjde. Proto\u017ee v okruhu sv\u00fdch p\u0159\u00edbuzn\u00fdch a zn\u00e1m\u00fdch nemaj\u00ed nikoho, kdo by mohl a cht\u011bl d\u00e1t pot\u0159ebn\u00e9 finance k dispozici, a v bance neusp\u011bj\u00ed dejme tomu kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm, z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f nebo jin\u00fdm v\u011bcem. A co si maj\u00ed ti v\u0161ude odm\u00edtnut\u00ed po\u010dnout, kdy\u017e u\u017e se na nikoho z t\u011bch doposud zm\u00edn\u011bn\u00fdch nemohou obr\u00e1tit? Nebo kdy\u017e by se je\u0161t\u011b n\u011bkdo na\u0161el, ale je nasnad\u011b, \u017ee by bylo \u017e\u00e1d\u00e1n\u00ed o pen\u00edze u n\u011bj mrh\u00e1n\u00edm \u010dasem? Takov\u00fdm lidem u\u017e se nab\u00edz\u00ed coby \u0159e\u0161en\u00ed snad jedin\u011b americk\u00e1 hypot\u00e9ka. Co\u017e ale rozhodn\u011b neznamen\u00e1, \u017ee kdy\u017e jde o tu posledn\u00ed nab\u00edzej\u00edc\u00ed se mo\u017enost, je tato n\u011bjak\u00e1 \u0161patn\u00e1. Sp\u00ed\u0161e pr\u00e1v\u011b naopak. Kdo se rozhodne si takovou americkou hypot\u00e9ku po\u0159\u00eddit, nemus\u00ed m\u00edt strach  ze slo\u017eit\u00e9ho pap\u00edrov\u00e1n\u00ed a dlouh\u00e9ho \u010dasu na vy\u0159\u010den\u00ed ortelu z n\u00edzk\u00fdch p\u0159\u00edjm\u016f ze z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f z p\u0159emr\u0161t\u011bn\u00fdch \u00farok\u016f z vysok\u00fdch spl\u00e1tek  Sta\u010d\u00ed m\u00edt n\u011bjakou tu vhodnou nemovitost, ji\u017e je mo\u017eno poskytnout jako z\u00e1ruku za p\u016fj\u010den\u00e9 pen\u00edze, jejich\u017e mno\u017estv\u00ed m\u016f\u017ee dosahovat a\u017e sedmdes\u00e1ti procent ceny takov\u00e9 nemovitosti, sta\u010d\u00ed poslat na pat\u0159i\u010dn\u00fd e-mail n\u011bkolik fotografi\u00ed t\u00e9to nemovitosti, aby mohlo b\u00fdt provedeno jej\u00ed ocen\u011bn\u00ed, a pen\u00edze jsou k dispozici vesm\u011bs do n\u011bkolika dn\u016f od podpisu \u00fav\u011brov\u00e9 dokumentace, n\u011bkdy ale u\u017e i v den podpisu. K takov\u00fdm pen\u011bz\u016fm se dostane hrav\u011b t\u00e9m\u011b\u0159 ka\u017ed\u00fd. I ten, kdo se m\u016f\u017ee zaru\u010dit jenom dru\u017estevn\u00edm \u010di m\u011bstsk\u00fdm bytem. A vzhledem k tomu, \u017ee lze spl\u00e1cen\u00ed prot\u00e1hnout klidn\u011b i a\u017e na t\u0159icet let, se to jist\u011b hrav\u011b zvl\u00e1dne ke spokojenosti obou stran.                                                                                                                                                                                                                                                                                                                                                                                          2.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na koho se obr\u00e1tit?","item":"https:\/\/www.aztenis.cz\/na-koho-se-obratit\/#breadcrumbitem"}]}]